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About Aflac
  • Aflac pays CASH benefits directly to you which helps you to keep your out-of-pocket expenses to a minimum.
  • Your Aflac premium locks in for life - regardless of how many claims you file or your age.
  • All products are deducted pre-tax through payroll deduction with the exception of short-term disability. 
  • Short-term disability is offered to you only through Aflac. 
  • You own your policy; therefore, you may continue coverage at the same premium, even if you leave your job or retire.

Accident Insurance
Coverage includes
  • Cash for any of the following resulting from an injury or accident
    • Ambulance
    • Emergency room treatment
    • Chiropractic and Alternative Therapies
    • Pain Management
    • Prosthesis Repair/Replace

Cancer Insurance
Coverage includes
  • $75 per year for a cancer screening
  • $1,000 or $4,000 for diagnosis
  • Cash for surgeries, chemotherapy, radiation, hormonal, and experimental treatments
  • Cash for travel and lodging if the best treatment isn't available locally

Critical Illness Insurance
Coverage includes
  • ​$50 per year for a health screening
  • Cash for first occurence, additional occurrence, and recurrence of...
    • Heart attack
    • Stroke
    • Coma
    • Organ Transplant
    • Renal failure and more

Short-term Disability
Coverage includes
  • "Insurance on your income"
  • Up to 67% of your income for missed work due to a qualified medical reason including...
    • pregnancy
    • hospitalization
    • injuries and more...

Hospital Insurance
Coverage includes
  • Hospital confinement (either $500, $1000, $1500, or $2000 for first day in the hospital) 
    • 6 doctors visits per year with benefits for lab testing, X-rays, and other medical imaging (optional)
    • Surgery, ICU, and invasive diagnostic exams benefits (optional)

Dental Insurance
Coverage includes
  • $35 per year for teeth cleaning
  • Cash back for any procedure performed in a dentist's' office

Vision Insurance
Coverage includes
  • $45 per year towards an eye exam
  • Up to $80, $175, or $270 for glasses or contacts
  • Cash back for treatment of eye disorders, diseases, and surgeries.
 View weekly rates of all coverage options by downloading the rate sheet that corresponds to your work location!
Joy Health Rate Sheet
File Size: 209 kb
File Type: pdf
Download File

    All employees must fill out one of the forms below.

    This does NOT enroll you in coverage, it will just make your enrollment process more simple. After you complete this interest form, an agent will call you to answer any questions and enroll you over the phone. 

    Interest Form

    Waive Coverage Form