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About Aflac
  • Aflac pays CASH benefits directly to you which helps you to keep your out-of-pocket expenses to a minimum.
  • Your Aflac premium locks in for life - regardless of how many claims you file or your age.
  • All products are deducted pre-tax through payroll deduction with the exception of short-term disability. 
  • Short-term disability is offered to you only through Aflac. 
  • You own your policy; therefore, you may continue coverage at the same premium, even if you leave your employer or retire.

Accident Insurance
Coverage includes
  • Cash for any of the following resulting from an injury or accident
    • Ambulance
    • Emergency room treatment
    • Chiropractic and Alternative Therapies
    • Pain Management
    • Prosthesis Repair/Replace

Cancer Insurance

There are two options for Aflac's Cancer Coverage. Ask Nancy for further information over the phone to find which option is best for your needs.
Coverage includes
  • $35 or $75 per year for a cancer screening
  • $2,000 or $4,000 for diagnosis
  • Cash for surgeries, chemotherapy, radiation, hormonal, and experimental treatments
  • Cash for travel and lodging if the best treatment isn't available locally

Critical Illness Insurance
Coverage includes
  • ​$50 per year for a health screening
  • Cash for first occurence, additional occurrence, and recurrence of...
    • Heart attack
    • Stroke
    • Coma
    • Organ Transplant
    • Renal failure and more

Short-term Disability
Coverage includes
  • "Insurance on your income"
  • Up to 67% of your income for missed work due to a qualified medical reason including...
    • pregnancy
    • hospitalization
    • injuries and more...

Hospital Insurance
Coverage includes
  • Hospital confinement (either $500, $1000, $1500, or $2000 for first day in the hospital) 
    • 6 doctors visits per year with benefits for lab testing, X-rays, and other medical imaging (optional)
    • Surgery, ICU, and invasive diagnostic exams benefits (optional)

Life Insurance

All life insurance with Cincinnati Life is guaranteed-issued which means there are no medical questions. You can also purchase coverage for your spouse and children.
Coverage options include
  • 10 year term
  • 20 year term
  • 20 year return-of-premium
  • Whole life
Price depends on
  • Age
  • Smoker or non-smoker
  • Coverage amount
Cincinnati Life Options
File Size: 5308 kb
File Type: pdf
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    All employees must fill out one of the two forms below.

    This does NOT enroll you in coverage, it will just make your enrollment process more simple. After you complete this interest form, an agent will call you to answer any questions and enroll you over the phone. If  you want to waive coverage, fill out the "Waive Coverage" form below. 

     Waive Coverage Form

 View weekly rates of all coverage options by downloading the rate sheet that corresponds to your work location!
Aflac Rate Sheet
File Size: 189 kb
File Type: pdf
Download File